Apr 16, 2011

100k total v.2

finally!

Battle stats
Speed: 1,706.2088
Strength: 86,708.7655
Defense: 194.1873
Dexterity: 11,393.0672
Total: 100,002.2288

100k stats! its a long long since my post-SA....for Top [589347] w00t....its my 2nd time achieving 100k total with my own account after my first one (Hazel) got fedded a few years back... =)

hmmm

getting all stats to 100k is the hardest... after that should be easy... time to chase all those peeps

Apr 11, 2011

10k total stats for BigBang!

Battle stats
Aiming: 27.9298
Power: 5,335.3649
Speed: 4,621.5906
Defence: 18.4040
Total: 10,003.2893

w00t...continue whore Power and Speed ^^

Apr 10, 2011

Random Updates

Top [589347]
Speed: 1,706.2088
Strength: 74,851.2971
Defense: 181.9798
Dexterity: 11,393.0672
Total: 88,132.5529

BigBang [2100]
Aiming: 27.9298
Power: 5,049.1537
Speed: 4,394.1374
Defence: 18.4040
Total: 9,489.6249

Paby (Rank 14 - Distinguised! :)

Apr 3, 2011

myself [3]

graduated : may 2010

start working : july 2010

til now... about 8 months already ^^

so far, so good

familiar wif singapore roads

have driving license now... can drive! (got car too) woopwoop

all family is here too ^^ appreciate it

debts started paying (halfway there...)

have dream phone already! (just need a camera now, then annual trip wif paby)

find a good girl too (must appreciate her!) - my paby

have great friends (though come and go from singapore)

finance: can support myself, wif some occasional splurging on entertainment

Apr 1, 2011

Top [589347]

Battle stats
Speed: 1,706.2088
Strength: 61,500.5405
Defense: 173.5850
Dexterity: 11,386.2709
Total: 74,766.6052

LikeAG6 [2100]

Battlefield Done: 57

Article

How to make your child a future millionaire

http://sg.finance.yahoo.com/news/How-make-child-future-tem-29721225.html?x=0

Celine Tan of theedgemalaysia.com, On Thursday 24 March 2011, 23:45 SGT

KUALA LUMPUR: Your child's wealth can be your financial success story. If you have failed in your quest to become a millionaire, it doesn't mean that your child should too. Time is on his side and all it takes is for you to start things rolling. Here, parents and financial practitioners relate how you can put your child on the millionaire's path.

Tell them why

While many parents want their children to be wealthy, one fear they all have is that the little ones may grow up to be too materialistic. “There is nothing wrong in ‘being rich'. Teach your children the ‘concept' of being wealthy, which is more important than being wealthy itself,” says C T Lim, senior partner of IPPFA Sdn Bhd, a Capital Markets Services Licence holder for financial planning with the Securities Commission.

“Explain to them the purpose of making good money. For example, I always explain to my three kids that although their mother is educated and we can afford to hire a servant, she chooses to devote all her time to their needs; and for this to happen, I have be the sole breadwinner of the family.”

Tell your child that money is not evil but it is an enabler, says Brandon Liew, CEO of Moneytree (M) Sdn Bhd, a company that coaches children and youth about money, investing and entrepreneurship.

“Make it clear that money is not everything, but almost everything needs money. Once you have set the right foundation and the values are in place, it is unlikely that your children will pursue material things.”

Create opportunities for them to earn

A million-ringgit gift to your child may sound impossible. But it is very much within reach, says Ong Shi Jie, head of wealth management of OCBC Bank (M) Bhd. “A monthly contribution of about RM300, made diligently from the time your child is born until he turns 18, and then left untouched until his retirement at 55, will hit the million-ringgit mark [assuming returns of 6% pa].”

But, is “giving” the right way to help your children? Ong takes a leaf from personal finance book, The Millionaire Next Door, in which Thomas J Stanley and William D Danko show readers how to become millionaires: “Built on years of research, it profiles people who have already become millionaires. Their research indicates that most millionaires were supported financially by their parents and ‘the more dollars adult children receive from their parents, the fewer they accumulate, while those who are given fewer dollars, accumulate more',” says Ong.

However, don't give them the money without asking them to do anything. “Or else, the level of appreciation is nominal. You don't want your child to have the perception that ‘no matter what, I will have my mum/dad to fall back on to help me out,” says Liew. “Create opportunities for your child to earn the money.

The plans can be tied to their academic achievements or other milestones. When you make them earn the money, the level of responsibility is far higher. This gives them a clear mindset that they have to ‘do something' to achieve the million-ringgit goal.”

Teach them millionaire habits

Planning financially for your children is not sufficient, you need to teach them some financial ground rules. “they also need to be equipped with the skills to save and grow the money,” says Liew. “Instil the knowledge and money habits so that they can responsibly handle any money you hand over. This will also give you peace of mind.”

It helps to understand the habits of millionaires and inculcate them in your children. “Teach them simplicity and frugality,” says Lim. “The focus should be how to manage money as a limited resource.”

Encourage them to follow their passion

While it is many a parent's wish to have their children graduate with a law or medical degree it is important that you do not try to fit a square peg into a round hole. “Don't quash their harebrained ideas, lest you stunt their budding creativity,” says Ong.

“While I'm not recommending that your child drop out of school and throw his textbooks out the window, nurture his strongest talent and encourage activities that make him happiest. After all, it is their passion that drives it. Whether it will help them arrive at being a billionaire, as most entrepreneurs will tell you, will be a combination of a multitude of factors.”

Your child will never be a millionaire if you force him into something he's not interested in. If you think that your child's passion won't pay, says Lim, help to turn it into a moneymaking idea. His daughter loves animals and her ambition is to be a veterinarian. “As the prospects for veterinarians are uncertain and I don't want to ‘kill' her passion, I encourage her to pursue her passion and give her suggestions on how to turn her ambition into a business. I gave her the idea of building a pet cemetery behind her future veterinarian clinic, which I feel has far greater prospects, and she likes it.”

Getting third-party help

You may be capable of teaching your child about money. “But, can you guarantee that your child is going to learn everything that you teach?” says Liew. “Teaching your child financial literacy doesn't happen in isolation. No matter how hard you try, you cannot provide the group dynamics needed as a part of learning. They need peer pressure to compete among and measure themselves. This is where programmes like financial literacy are important.”

Walk the talk

Children learn by imitating. Thus, it is vital that you watch your own money habits. “Be conscious of your simple everyday actions. For instance, if you use a credit card to make payments, make sure you explain how it works. Educate your child on the connection between plastic cards and real money. Otherwise, your child could misunderstand that the credit card is a tool to easily get things that he wants,” says Liew.

Make sure you are financially independent. Gone are the times when parents raised their children with the aspiration that they would grow into successful adults who would be able to take care of their parents. “The cost of living is going up at a tremendous pace,” says Liew.

“At the end of the day, your children will have their own expenses and families. To avoid being a burden to your children, plan for yourself financially.” This means that you must be on a sound financial footing, says Ong, with adequate insurance coverage, no credit-card balances or high-rate debts and are well on your way to saving for your own retirement.

By taking care of your own retirement needs, it can speed up your children's financial well-being.

Give them a good jump-start

Planning for your child education's funding is important. “Having a plan that helps your children pay their education fees can possibly be one of the best jump-starts. This could at least relieve them of the burden of having to repay their study loans and thus kick-start their personal savings plan as soon as they start their career,” says Lim.

The right amount to contribute should be based on your capacity. If the money you have set aside for them is insufficient, Ong proposes that you “have an open conversation with them. Start talking about the importance of saving money with your children, even when you don't have enough of it. Do not be afraid to share with them these difficulties and be transparent with them on making lifestyle adjustments in order to cope.”

Mar 30, 2011

5000 total crimes

5000 total crimes today!

lets see how long til 10,000 total crimes w00t

Mar 28, 2011

torn's resolution..

referring to my post on Mar 21, 2010...

aims to achieve (any time also can)
99 hunting skills (not a priority) - 100%
10000 chamois collection - 3%
1bil in bank (500mil at least) - 100%
100k work stats - 70%
1000 1st page bust - 0%
45 nb - now 35nb =.=
100k STR - 56%
100k DEX - 11%

w00t!

add a new ones:

owns a PI - 2 more months!
get 10/10 Bank - 90% (9/10) now
finish History course - 20+ weeks more
Racing class A - class B now (32 more points)

Mar 27, 2011

top [589347]

Top [589347]
Age: 1221 days
Level: 25
Rank: #13 Distinguished
Job: Employee (Ultimate Fighting Champion hiring!!)
Income: + $1,111
Criminal offences: 4,656

Faction: Big Bang & Girls Generation
Days in Faction: 793
Marital Status: Married to SNSD for 393 day(s)

Battle stats
Speed: 1,706.2088
Strength: 56,737.1651
Defense: 173.5850
Dexterity: 11,386.2709
Total: 70,003.2298

Working stats
Manual labor: 25,938
Intelligence: 69,393
Endurance: 21,286

Finance: You have $2,592,000,000 invested
Racing: Driver Skill - 3.77, Class - B

Mar 12, 2011

Things to do in SG / Anywhere

Just thought of anahdah nonsense things to do if you so very bored or feeling crazy lol

Saw a group of people taking group photos? Just jump right it and be part of the trip family!

Fun right? Only setbacks are people gonna scold you or you'll bring remembrance for those on a trip!

Hahas

Mar 4, 2011

Free Passes!



Got free passes to the Far East Movement's showcase from Singtel/Blackberry! W00t~ worth SGD100+ xixi value for money

Bout SGD200 only

Hazards at the Quay

its not so safe to be stoned while partying at Clarke Quay...you could so effed-up drunk and fall into the Singapore River, drown to death without you knowing it -.-

Feb 27, 2011

Things To Do In Singapore (2)

Just thought of another pointless thing to do in Singapore if you are really really free....

Take a bus from an interchange to another interchange on other parts of the island. Its interesting what things you could see on the way and you could learn new roads to drive.

e.g. just did that today! took bus 72 from Tampines Interchange to Yio Chu Kang Terminal! wif mum too (end to end~ zzz~) was fun and learnt many new roads and things on the way xixi

must do on broad daylight ~.~ would be better, cost less than sgd2 only

Tea [589347]

have been actively playing TC recently:

got involved in racing, change a new company, achieved some aims =)

Stats so far....

Tea [589347]
Age: 1193 days
Level: 24
Rank: #12 Veteran
Job: Employee (BPs oil spilling HIRING 25k MANUAL)
Income: + $350,000
Faction: Trapnest
Days in Faction: 765
Marital Status: Married to Jen- for 365 day(s)

Battle stats
Speed: 1,706.2088
Strength: 34,013.9283
Defense: 173.5850
Dexterity: 11,386.2709
Total: 47,279.9930

Working stats
Manual labor: 25,823
Intelligence: 68,935
Endurance: 20,522

Finance: You have $2,037,000,000 invested (w00t~)
Networth: > $50m
Nerve: 35 (Age: 1,188)
Hunt: 100.00 Hunting Skills
Racing: Driver Skill - 2.23, Class - C

so far so good, will continue getting interests from bank to get a Private Island soon, some stockmarkets, taking xanaxs.....ahhh years, and i mean years of hunting in South Africa finally start to pay off...though may be slower than most people, but i achieved all this by myself =)

Things To Do In Singapore

Just thought of a really really pointless thing to do once you have tried everything in Singapore :

try walking from one end to the other end of the MRT and walk back again ^^ it'll be fun i guess? im sure there's some interesting stuffs to be seen

Cheers. Tea out

Feb 6, 2011

3rd Day CNY 2011 Agenda

3rd day cny

130pm
- soi cek bring me n chris to peiling's place
- get to know most of the cousins of dad side there
(peiling, bebe, moi, ting-jacq, ching-christine, kuang, ti, kelly, jason, alex, ming, etc.)
- back home, nap a while
- woke at 7pm, went to Topspot foodcourt meet them
(16p - jnin, xli, wseung, cyong, cwee, je, pchen, swei, dlim, kyung, mchung, wying, spoh, tsiang, ehui)
(cmang come n meet us later)
- went to sandra's house meet my form5 classmates with some form6 guys)
- went to mikechung house (me, jn, eh, cm, spoh, tsiang, siawei, doreen)(meet rosenia here)
- supper @ loklok (me, jnin, ehui, tzesiang)(ehui treat)(saw adrian ho)
- home ~ 3rd day well spent (esp. meet father's side's cousins)

miss baby jen really much :/ she seems so busy...

Feb 5, 2011

20 years ago..

Browsing through my old family photos and i came across a perfect old family photo that can be made as comparison to our latest taken family photo (which was during my convocation time)...


This pic was taken in 1990s...when my sis got the job at SQ..


This pic was taken last year in 2010...more than 20 years already... now my sister is a 20 year employee for SQ (is a Chief Stewardess now~ and the little guy has graduated already ^^)

This shall be kept here for remembrance

2nd Day CNY 2011 Agenda

1. started @ Rling house
(g/ rling, cm, ws, eh, je, sw, jn, dor, mchung & spoh)
2. went to my place (me) (use sw car)
3. went to guan's place next
(andy, jane & ky came)
(follow andy's car)
4. went to jane's place
(xueli came and eh, rling & ws back to ws house first, andy n je go somewhere else)
(follow andy's car)
5. went to ky's place
(g/ me, jane, jn, cm, dor, mchung, spoh, eh, rling, ws, ky)
(follow jane's car)
(holochim won rm1.5 here) (andy came here)
6. went to jiamiin's place
(sw, tcl & yy came)
(jane, rling, ky, mchung & ws back first)
(follow andy's car)
(met jiamiin's sis)
7. went to john's place
(g/ me, eh, jn, tcl, yy, andy, sw, cm)
8. went to hana's place @ lor stampin tgh 5/3 wif andy
(big n nice house!)
(met new friends hana lee and ace liew here)
(also met cousin caroline and gregory here)
9. went to weeseung's place
(g/ me, jn, xl, dor, sw, cm, sp, andy, ws, eh)
(tcl, yy, john, jac back first)
(met new friends jack lau and jessica chin here)
(won rm8 on 'in-between' and '3 cards' here) woot~
10. limteh at bdc siang siang
(w/ me, xl, andy, dor, jack, cm, jessica, sp, ws & eh)
(jn and sw back first)
(cm treat us drink and eat kolo mee ^^, thanks buddy!)
11. went to travillion w/ andy
(saw kiapun & selina lee @ check-in)
(saw tivona, julie & peiyung @ pavillion, police blk them, cant go out lol)
12. home @ 2am ^^
(2nd day of cny well spent =)
miss baby jen much ~